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Welcome to Fina, an AI Copilot designed to simplify spreadsheet work! Available as an add-in for Microsoft Excel and Google Sheets, Fina enables users to perform complex spreadsheet tasks by providing natural language instructions. These Terms of Use ("Terms") govern your access to and use of Fina ("the App"), provided by Charger, Inc. ("we," "us," or "our"). By installing, accessing, or using Fina, you agree to be bound by these Terms. If you do not agree, you must not use Fina.
These Terms apply to all users, including individuals and entities, and cover your use of Fina within Excel, Google Sheets, or any other platform where Fina is made available. Additional terms from Microsoft or Google may apply when using Fina through their respective platforms, and you are responsible for complying with those terms.
To use Fina, you must:
You may not use Fina if you are barred from doing so under applicable law or if your use violates any third-party agreements (e.g., workplace policies or platform terms).
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use Fina solely for personal or internal business purposes, subject to these Terms. This license allows you to:
You may not:
Fina, including its software, algorithms, user interface, and documentation, is owned by Fina Technologies and its licensors. All rights not expressly granted in these Terms are reserved. You retain ownership of your spreadsheet data, but by using Fina, you grant us a license to process this data as necessary to provide the App’s services (see Section 7).
To use Fina, you must sign in with a valid Microsoft or Google account through Excel or Google Sheets. You are responsible for:
You are solely responsible for the content of your spreadsheets, including ensuring:
You agree to use Fina in compliance with all applicable laws, including data protection, intellectual property, and export control laws. You must also comply with Microsoft’s and Google’s terms for their respective platforms.
You may not use Fina to:
We reserve the right to suspend or terminate your access to Fina if you violate these Terms or engage in prohibited activities.
Fina’s data practices are governed by our Privacy Policy. Key points include:
By using Fina, you consent to our data practices as described in the Privacy Policy.
Fina, including its code, design, and branding, is protected by copyright, trademark, and other intellectual property laws. You may not use our trademarks, logos, or other proprietary materials without prior written consent.
You retain all rights to your spreadsheet data. By using Fina, you grant us a worldwide, non-exclusive, royalty-free license to access, process, and analyze your spreadsheet data and prompt request history solely to:
If you provide feedback, suggestions, or ideas about Fina, you grant us a perpetual, irrevocable, royalty-free right to use and incorporate them without obligation to you.
We may update Fina to add features, fix bugs, or comply with platform requirements. Updates are subject to these Terms. We may also modify these Terms at any time. Continued use of Fina after changes constitutes your acceptance of the updated Terms.
You may stop using Fina at any time by uninstalling the add-in from Excel or Google Sheets.
We may suspend or terminate your access to Fina if:
Upon termination, your license to use Fina ends, and you must cease all use. Sections 3.3, 6, 7, 10, 11, 12, and 13 survive termination.
Fina is provided “as is” and “as available” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that:
You use Fina at your own risk. We are not responsible for errors in your spreadsheet data or losses resulting from Fina’s use.
To the maximum extent permitted by law, Fina Technologies, its affiliates, and licensors will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from or related to your use of Fina, including loss of data, profits, or business opportunities. Our total liability for any claim will not exceed $10 USD.
This limitation applies regardless of the legal theory (contract, tort, or otherwise) and even if we were advised of the possibility of such damages. Some jurisdictions do not allow certain limitations, so these may not apply to you.
You agree to indemnify, defend, and hold harmless Fina Technologies, its affiliates, officers, directors, and agents from any claims, liabilities, damages, or expenses (including legal fees) arising from:
These Terms are governed by the laws of the State of Washington, USA, without regard to conflict of law principles.
Any disputes arising from these Terms or your use of Fina will be resolved through binding arbitration in Bellevue, Washington, under the rules of the American Arbitration Association. You waive the right to participate in class actions or representative proceedings. Notwithstanding this, we may seek injunctive relief in any court to protect our intellectual property or prevent harm to Fina.
These Terms, along with the Privacy Policy, constitute the entire agreement between you and Fina Technologies regarding Fina, superseding any prior agreements.
If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect.
Our failure to enforce any right or provision does not constitute a waiver of that right or provision.
You may not assign these Terms or your rights under them without our prior written consent. We may assign these Terms without restriction.
You agree to comply with U.S. and international export control laws. Fina may not be used in embargoed countries or by sanctioned individuals.
We are not liable for delays or failures due to events beyond our control, such as natural disasters or platform outages.
For questions about these Terms or Fina, contact us at:
Email: fina@charger.dev